Homeowners Insurance

Welcome to Cal Patriot Insurance, where we understand that your home is more than just a property – it’s a personal sanctuary, a place of comfort, and often your most significant investment. Our Homeowners Insurance is designed to provide not just financial protection, but also peace of mind, ensuring that your home and everything in it is safeguarded against the unexpected.

Comprehensive Coverage for Every Home
Every home is unique, and so are your insurance needs. Whether you own a cozy bungalow, a spacious family home, or a modern urban residence, our policies are tailored to meet the specific requirements of your property and lifestyle. Our coverage typically includes:

• Property Damage: Protection against damage from fire, storms, theft, and other unforeseen events.
• Liability Protection: Coverage in case someone is injured on your property, safeguarding you against legal and medical expenses.
• Living Expenses: If your home is temporarily uninhabitable, we cover the cost of alternative living arrangements.

Added Protection for Your Peace of Mind
We understand that your home is often more than just a structure. That’s why our Homeowners Insurance also offers:

• Personal Property Coverage: Safeguarding your belongings inside the home, from furniture and appliances to personal valuables.
• Optional Coverage Enhancements: Tailor your policy with additional protections like flood insurance, earthquake insurance, and coverage for high-value items like jewelry or art.